For a lender, it is relatively difficult to process a home loan application for a self-employed person as compared to the application of a wage earner. Examining financial statement of accounts of a business requires basic understanding of accounting and also how different types of business operate. For self-employed person, the evidence of income is statement of financial accounts for last two years. Lending criterion is of course similar and banks want to ascertain that you have adequate income to repay your loan. Other evidence of income can be your IRD Tax Returns. If your business performance has improved this year as compared to last year and you are earning more now, we are experts in impressing upon the bank to get your higher loan approval based on current higher income. We can examine your financial situation, advise you various options of loan raising. We have helped many self employed home buyers in getting best home loan offers and do it every day even after being declined by their bank. Call on us for a no obligation chat or enquire online.